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B I M A S A A T H I
Bima Saathi

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Frequently ask questions

  • 1. What is Bima Saathi and how is it different from other insurance companies?

    Bima Saathi is an IRDAI-licensed Insurtech company built on a Human-Tech foundation.We combine the efficiency of technology with the empathy of human guidance to make insurance simple, transparent, and accessible.Unlike traditional agents, we work with multiple insurers to curate customized solutions, ensuring you always get the best coverage at the best price.

  • 2. What types of insurance products does Bima Saathi offer?

    We offer a comprehensive range of insurance solutions across Life, Health, Motor, and General categories.Our key offerings include: Life & Term Insurance Health & Super Top-Up Plans Motor Insurance (Car & Two-Wheeler) Savings & Investment Plans Pension & Annuity Travel & Cyber InsuranceEach product is backed by leading insurers and supported through our digital-first platform and human advisory team.

  • 3. How can I buy an insurance policy through Bima Saathi?

    You can easily purchase a policy online via our Insurtech platform or with the help of a Bima Saathi advisor.Simply visit www.bimasaathi.in, explore your desired insurance plan, and click on “Get a Quote” or “Buy Now.”Our team ensures a quick, paperless, and transparent process, guiding you at every step.

  • 4. Why should I trust Bima Saathi with my insurance needs?

    Because we’re not just another insurance broker — we’re your insurance companion.With IRDAI accreditation (License No. 978), partnerships with top insurers, and over 27 years of combined leadership experience, Bima Saathi brings unmatched credibility, expertise, and commitment to customer satisfaction.Our Human-Tech approach ensures both smart technology and human assurance work together for your benefit.

  • 5. What is a POSP, and how can I become one with Bima Saathi?

    A POSP (Point of Sales Person) is a certified insurance advisor authorized to sell select insurance products.At Bima Saathi, anyone above 18 years (with minimum 10th pass) can become a POSP.We provide digital onboarding, IRDAI training, and lifetime earning opportunities.Start your journey here 👉 Become a POSP

  • 6. How does Bima Saathi assist during claim settlement?

    Claims are where we truly stand by our clients.Our Human-Tech claim assistance ensures: 24/7 support via phone, chat, or WhatsApp Coordination with insurers for documentation Real-time claim tracking through our portalWe don’t just file your claim — we walk with you till settlement.

  • 7. Can I compare insurance plans from different companies on Bima Saathi?

    Absolutely ✅That’s one of our biggest advantages.Our multi-insurer comparison system allows you to evaluate plans, premiums, and coverage options side-by-side — ensuring you choose what’s right for you, not just what’s sold to you.

  • 8. Is my personal information safe with Bima Saathi?

    Yes.We follow strict data protection and privacy standards in compliance with IRDAI guidelines.Your personal and financial details are stored securely using encrypted systems, ensuring complete confidentiality and safety throughout your journey.

  • 9. Does Bima Saathi operate only online, or can I get offline support too?

    We’re proudly Human-Tech, not just tech.You can manage policies online, but our trained advisors and support team are always available for phone or in-person assistance across our network — blending digital convenience with human support.

  • 10. What should I do if I need help choosing the right policy?

    Just reach out!You can: Chat with our virtual assistant on the website Schedule a free consultation call Or email us at info@bimasaathi.inOur experts analyze your needs and suggest the most suitable plans — balancing coverage, cost, and benefits — so you make an informed decision, not an impulsive one.

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  • 1. What is Bima Saathi and how is it different from other insurance companies?

    Bima Saathi is an IRDAI-licensed Insurtech company built on a Human-Tech foundation.We combine the efficiency of technology with the empathy of human guidance to make insurance simple, transparent, and accessible.Unlike…

  • 2. What types of insurance products does Bima Saathi offer?

    We offer a comprehensive range of insurance solutions across Life, Health, Motor, and General categories.Our key offerings include: Life & Term Insurance Health & Super Top-Up Plans Motor Insurance (Car…

  • 3. How can I buy an insurance policy through Bima Saathi?

    You can easily purchase a policy online via our Insurtech platform or with the help of a Bima Saathi advisor.Simply visit www.bimasaathi.in, explore your desired insurance plan, and click on…

  • 4. Why should I trust Bima Saathi with my insurance needs?

    Because we’re not just another insurance broker — we’re your insurance companion.With IRDAI accreditation (License No. 978), partnerships with top insurers, and over 27 years of combined leadership experience, Bima…

Bima Saathi
Bima Saathi
Bima Saathi
Bima Saathi

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      Bima Saathi

      3B Lal Bazar Street, Kolkata - 700001.

      Mon - Sat.
      9.00 am to 5.30 pm
      Sunday Close